OSC’s lender-placed insurance solutions protect our financial services partners from undue risks by integrating industry-leading loan and escrow monitoring, compliance and risk management solutions. We seamlessly deliver varied forms of coverage—wind, flood, and hazard—from several A.M. Best “A” rated carriers. Tracked by OSC’s industry-leading technology system IrisX (Informed RISk eXchange), managing your lender-placed insurance needs in a compliant and timely manner is our specialty.
Tailored technology, compliance, and reporting options coupled with comprehensive coverage.
- Guarantee issue
- No individual underwriting
- Replacement cost or loan balance coverage
- $10MM+ limit(s) of liability per property
- Simplified rating
- Stand-alone wind and earthquake policies available
- Flexible coverage terms
- Simplified rate structure
- Single- and multi-family residential
- Mobile homes
- Blanket second mortgages
- Newly acquired property
- Contents coverage
- Real-estate- owned (REO) property coverage
- Commercial property coverage
- Land-only liability
- Comprehensive lender-placed flood insurance that exceeds government requirements.
- Compliant with NFIP/FEMA requirements
- Excess flood – $10MM+
- Coverage available for deficiencies/gaps
- Condo unit coverage available
- Contents coverage available
- Flood zone determination, classification, and monitoring services available
how can we help you?
Reach out to discover the possibilities for your business.