Don Curtis to Attend MBA CREF26
Don Curtis, SVP of Business Development, will represent OSC at the MBA’s Commercial/Multifamily Finance Convention and Expo (MBA CREF26) February 8-11, 2026, in San Diego, California! If you are one of the thousands of industry leaders and market power players attending this year’s event, Don would love to meet with you and share OSC’s expert-level services for the commercial mortgage market. Please reach out to him at dcurtis@oscis.com to set up a time to discuss. Joe Posavec, EVP of Tellum Advisory, will also be attending the event to share Tellum’s experience in helping companies of all sizes with insurance reviews, data services, compliance, and more. MBA CREF26, known as the event “where market makers meet,” will be held at the Manchester Grand Hyatt in San Diego. This convention is known as the premier gathering for CRE finance professionals. Don and Joe will network amongst industry leaders, peers, and clients to discuss solutions to navigate: Shifting economic conditions Interest rates Capital sources And more! Our teams look forward to seeing everyone in San Diego!
Russell Hall Exhibiting at Tri-State Mortgage Conference 2026
Russell Hall, SVP of Business Development, will attend and exhibit at the Tri-State Mortgage Conference 2026 on February 5-6. If you are attending, please stop by our exhibitor booth and say hello! Russell would love to share OSC’s expertise and offerings in the mortgage arena. If you would like to set up a meeting with Russell, please reach out to him directly at rhall@oscis.com. Held at the Venue at Portwalk Place in Portsmouth, New Hampshire, the two-day conference offers companies the opportunity to network with bankers and mortgage professionals across New Hampshire, Maine, and Vermont.
Mortgage Impairment – A Timely Solution
The mortgage industry is always evolving and shifting – something we are watching happen right now in our economy. With interest rate changes and market shifts, now is the perfect time for mortgage lenders to ensure their property portfolios are fully protected. Besides mandatory GSE requirements, the risk of something falling through the cracks is reality. OSC’s Mortgage Impairment coverage – a partner with an A.M. Best A+ rated carrier – covers commercial and residential real property. During uncertain times, it is important to have someone who has your back! Check out OSC’s Mortgage Impairment options in this short video.
Michael Randall and Don Curtis Representing OSC at MBA’s Annual Convention & Expo 2025
The OSC team will attend this year’s will attend this year’s Mortgage Bankers Association (MBA) Annual Convention and Expo October 19-22, 2025, in Las Vegas, Nevada! Michael Randall, EVP of Business Development and Client Services, and Don Curtis, SVP of Business Development, will represent OSC at the event. Planning on attending the convention? We’re excited to connect, collaborate, and share insights with you to help set your business up for success and protect your assets. Take a few minutes to see how OSC can help and set up a meeting with Michael or Don by reaching out to them directly. Known as the nation’s largest annual gathering of real estate professionals, the three-day expo will feature industry insiders, breakout sessions on industry hot topics, and plenty of networking opportunities. We are looking forward to seeing everyone at this year’s National MBA!
OSC Attending the 2025 National Private Lenders September Conference
OSC is looking forward to attending th 2025 National Private Lenders (NPLA) Conference September 28-30 in Scottsdale, Arizona! Vernon Southerland, SVP of Business Development, will represent OSC at the event. If you are attending and would like to set up a meeting to learn more about our RiskSecure Property Investor Insurance Program and the benefits of an API integration, please reach out to Vernon directly at vsoutherland@oscis.com. He would be thrilled to share the expertise OSC delivers to the private lending industry. Set in the Sonoran Desert, this three-day event for real estate professionals is the largest private lending conference in the United States. The agenda includes timely presentations from industry speakers representing all facets of the real estate industry, as well as plenty of excellent networking opportunities.
OSC to Attend 2025 Western States CREF Conference
OSC is looking forward to attending the 2025 Western States CREF Conference September 3-5, 2025, in Las Vegas, Nevada! Don Curtis, SVP of Business Development, will represent OSC at the conference. Joe Posavec, EVP Risk and Compliance Advisory, will also attend. Both will join real estate innovators and fellow industry professionals, including current clients and prospects, to network and discuss vital topics directly affecting the future of commercial real estate finance. If you are attending and would like to set up a meeting, please reach out to them directly. They would love to share how OSC fits into the future landscape of this industry. This event, held at the Aria Las Vegas, is known as the premier commercial real estate finance conference for the western states. Topics at this year’s conference include: Market dynamics and trends Capital market insights Collaboration and networking
OSC Hosts ‘Mid-Year Update: State of the Union” Webinar July 24th
Join us for OSC’s “Mid-Year Update: State of the Union – Mortgage, Servicing and Insurance” webinar on Thursday, July 24, 2025, at 2 P.M. EST. The hour-long webinar features expert analysis on the state of the market at the midway point of 2025, including: State of loan operations Investor trends The commercial market Regulatory changes And much more! OSC’s Don Curtis, SVP of Business Development, will host and moderate a panel discussion featuring six investor, loan servicing, and insurance market specialists from across the nation: Rick Sharga, Founder and CEO at CJ Patrick Company Gary Bechtel, Chief Executive Officer at Red Oak Capital Holdings/Oak Real Estate Partners José Perez de Corcho, EVP at OSC Wes Iseley, Senior Managing Director at Carrington Investment Services Susan Milazzo, Chief Executive Officer at California Mortgage Bankers Association Steven Klemp, Chief Servicing Officer at Renovo Financial/RF Mortgage Services These dynamic group of panelists have deep industry experience giving them a unique insight into the pulse of the mortgage, servicing and insurance market so far this year. Take advantage of this incredible opportunity to gain a better understanding of the current market and where it could lead for the rest of the year. Register here.
OSC’s José Perez de Corcho Represents Team at IMN SFR East Forum
OSC’s José Perez de Corcho, EVP, will attend the Information Management Network (IMN) Single Family Rental (SFR) East Forum May 19-21, 2025, in Miami, Florida! If you are attending the forum and would like to meet with José, please reach out to him at jperez@oscis.com. He would be happy to share OSC’s expertise in the Single Family Rental industry. This year’s event, held at the Loews Miami Beach, is the cornerstone gathering for the SFR industry with over 1,500 business prospects. Expert speakers and attendees represent SFR investors, owners, and operators, as well as homebuilders, lenders and brokers, mortgage providers, lawyers, and tech companies. From large to small market players, over 800 owners and operators are expected to join this year’s forum to get a pulse on the market, gain unmatched insight from over 250 expert speakers, and network with industry peers. OSC looks forward to attending this year’s SFR East Forum!
OSC Hosts ‘Commercial Markets Webinar’ February 19th
Join us for OSC’s “Deep Dive – 2025 Commercial Markets Outlook” webinar on Wednesday, February 19, 2025, at 12:30 P.M. EST. Please note that due to unforeseen circumstances, this has been rescheduled from February 4th to February 19th. If you registered for the original date, please re-register for the new one. The 45-minute webinar features expert analysis on the following topics: State of the industry and what to expect in 2025 Property types that are expected to increase in activity (and those that aren’t) Insurance issues and their impact on closings and servicing of loans The issues facing banks and servicers Loan audits Flood changes and being in compliance Impact of wildfires OSC’s Don Curtis, SVP of Business Development, will host and moderate a panel discussion featuring three commercial market experts from across the nation: Tup Fisher, Director of Real Estate at Washington Capital Management Joseph Posavec, MBA, Executive Vice President, Bank Credit Risk Solutions, Valuation & Advisory at Newmark David Smyle, Vice President at Pacific Southwest Realty Services The panelists will use their broad knowledge and experience in the commercial markets industry to discuss the current and future market. The panelists will also answer attendee questions during a Q&A session at the end of the panel discussion. As 2025 kicks into full gear, don’t miss this unique opportunity to hear from those who deeply understand the current and future prospects of the commercial markets. Register here.
OSC’s Mortgage Impairment – Property Protection with Broadest Coverages
Lenders understand the importance of protecting their property portfolio. With various offerings throughout the insurance marketplace, what makes OSC stand out? Paul Zubrowski, AVP of Underwriting, manages OSC’s Mortgage Impairment Program, underwritten by top-rated carriers. With more than 40 years of experience in commercial property casualty insurance, he delivers competitive coverage solutions to our agents and clients. Zubrowski shared not only the ins and outs of OSC’s Mortgage Impairment coverage, but he also shared what makes OSC’s unique options so beneficial to lenders. What is Mortgage Impairment? “It provides coverage to mortgage lenders for losses to mortgaged properties when the required insurance is not in force,” said Zubrowski. “Most lenders will have lender-placed programs where they know the required insurance has lapsed. Mortgage Impairment will cover a loss when they are unaware.” A prime example is when a homeowner cancels coverage, but the lender has not received a notice of cancellation for some reason and there is a loss. “It’s a backstop to protect mortgage lenders,” Zubrowski explained. Why is it important? “It is important for lenders to have this coverage if they do any lending for the GSEs – Fannie Mae or Freddie Mac,” said Zubrowski. “They are required to have the coverage. Secondly, even if they have tracking programs, there are always things that slip through the cracks. It’s a good backup to have.” Additionally, while some lender-placed programs will have automatic coverage endorsements, some carrier’s endorsements aren’t very broad, for example they may have limits on the amount that can be covered. Mortgage Impairment can step in. OSC’s Unique Offerings OSC partners with top-rated carriers, including an A.M. Best A+ rated carrier with competitive coverages options. “The carrier that we use provides the broadest coverage available in the market, as well as the highest limits that are available,” Zubrowski said. “We can usually meet the needs of the largest lenders.” A longer-term option is also available at OSC. “We also offer a 3-year term option, which other carriers aren’t able to offer,” he added. In addition to the first-party coverages where we will reimburse the lender, OSC’s Mortgage Impairment insurance can also provide some liability coverages, as well as options for catastrophic coverage such as earthquake and flood. The Ins and Outs of Mortgage Impairment at OSC OSC’s Mortgage Impairment offerings cover commercial and residential real property and excludes loans on assets such as autos, RVs, and boats. The annual premium is based on exposures at policy inception. Competitive coverage includes: Homeowners insurance lapse of coverage or insolvent insurance company Errors and Omissions relating to the Assured’s handling of homeowner’s insurance Coverage for non-required perils such as earthquake Non-payment of property taxes leading to property seizure Improper determination or absence of property insurance required by Flood Act Errors and Omissions related to GNMA, FNMA, and/or FHLMC guidelines Title-related issues such as errors in searching liens or title company insolvency Non-disclosure to Private Mortgage Insurance carrier of mortgage in arrears Errors and Omissions of the Assured in connection with the satisfaction of a mortgage More information on the program details can be found here. In the end, Mortgage Impairment protects those who lend or service mortgages. OSC’s offerings provide exceptional options for lenders who need higher limits or coverage their current carrier can’t offer. Lenders who place coverage separately from P&C insurance can benefit from OSC’s unique opportunities. With the ability to offer a 3-year policy term, lenders can rest assured that when partnering with OSC, someone always has their back.