In a competitive marketplace, value-added auto/vehicle protection can make the difference in boosting sales and goodwill with your clients. For dealers, OSC’s innovative lender protection product helps your finance & insurance team close deals on-the-spot and protect the lender’s collateral. The premium is conveniently wrapped into the auto loan and paid monthly by the borrower from six-months to the entirety of the loan, with no underwriting required. As our product is underwritten by an A.M. Best “A+” rated carrier with a record of rapid claims handling—and we abide by the highest regulatory and technology standards—it ensures a smooth ride for all.

Our on-the-spot physical damage insurance coverage can close the sale for the auto dealer.

  • Dealer can close the loan on the spot and the insurance is guaranteed to be issued in compliance with the terms
  • No deposit is required by the borrower… the big advantage: increased loan approvals
  • Cash flow increases because the premium is paid monthly
  • If there is a default, the financing source can cancel the insurance without any obligation for the remaining premium
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