lender-placed insurance

OSC’s lender-placed insurance solutions deliver confidence and peace-of- mind in a dynamic real estate market. We seamlessly deliver varied forms of coverage—wind, flood, and hazard—from several A.M. Best “A” rated carriers. Tracked by OSC’s industry-leading technology system IrisX (Informed RISk eXchange), managing your lender-placed insurance needs in a compliant and timely manner is our specialty.

Tailored technology, compliance, and reporting options coupled with comprehensive coverage.

  • Guarantee issue
  • No individual underwriting
  • Replacement cost or loan balance coverage
  • $10MM+ limit(s) of liability per property
  • Simplified rating
  • Stand-alone wind and earthquake policies available
  • Flexible coverage terms
  • Simplified rate structure
  • Single- and multi-family residential
  • Mobile homes
  • Blanket second mortgages
  • Newly acquired property
  • Contents coverage
  • Real-estate- owned (REO) property coverage
  • Commercial property coverage
  • Land-only liability
  • Comprehensive lender-placed flood insurance that exceeds government requirements.
  • Compliant with NFIP/FEMA requirements
  • Excess flood – $10MM+
  • Coverage available for deficiencies/gaps
  • Condo unit coverage available
  • Contents coverage available
  • Flood zone determination, classification, and monitoring services available
how can we help you?

Reach out to discover the possibilities for your business.