Michael has more than 20 years of experience providing insurance solutions to the financial industry having worked closely with loan operations, compliance and risk management teams, as well as agents and brokers. As EVP, Director of Business Development, Michael leads all OSC new business initiatives and works across Breckenridge Insurance Group to deliver innovative risk management solutions to clients. Prior to OSC, Michael spent a decade working in the Property & Casualty business as an operations consultant to banks, mortgage servicers, and credit unions. Early in his career at AIG, he was integral to cross-selling initiatives for life insurance and credit insurance programs. Michael is a graduate of the University of South Carolina with a degree in Economics and resides in Columbia, SC. He enjoys travel and spending time with his wife and two daughters.